Terms and Conditions

Last updated: June 7, 2026

These Terms and Conditions ("Terms") govern your use of OneTradeJournal ("we," "us," or "our").

1. Acceptance of Terms

By accessing, registering for, or using OneTradeJournal ("Platform" or "Service"), you agree to be bound by these Terms, our Privacy Policy, and our Refund Policy. If you do not agree to any of these terms, you must not use our Service. These Terms constitute a legally binding agreement between you and the Company, enforceable under the Indian Contract Act, 1872.

2. Description of Service

OneTradeJournal is a trading journal and analytics platform that helps traders track, analyze, and improve their trading performance. The Service includes:

• Manual trade entry and broker CSV/Excel import
• Portfolio analytics, P&L tracking, and performance dashboards
• AI-powered trade analysis, pattern recognition, and behavioral insights
• Free trading calculators and educational tools
• Social sharing of trade cards

3. User Eligibility & Obligations

By using OneTradeJournal, you represent and warrant that:

• You are at least 18 years of age and legally competent to enter into a contract under Indian law.
• All information you provide is accurate, current, and complete.
• You will maintain the security and confidentiality of your account credentials.
• You will not use the Service for any illegal, fraudulent, or unauthorized purpose.
• You will not attempt to reverse-engineer, scrape, or exploit the platform.
• You are solely responsible for all trading decisions you make. The Service is a record-keeping and analytics tool only.

4. Subscription Plans & Payments

OneTradeJournal offers a free tier with trade journaling and analytics. AI features (AI Trading Mentor, Ask Your Journal, AI analysis, chart annotations) and voice input require an active paid plan. Current paid plans (all prices exclusive of applicable GST):

Payments are processed securely via our payment provider. GST at 18% is applicable on all plans. By subscribing, you authorize recurring charges for Quarterly and Annual plans. You may cancel auto-renewal at any time from your account settings.

5. AI Usage

AI features are included with paid plans, subject to a monthly usage allowance that resets each billing cycle. Allowances are non-transferable between accounts and have no cash value.

6. AI Features Disclaimer

7. Regulatory Disclaimer & Risk Warning

8. Data Ownership

You retain full ownership of all trading data, notes, and content you enter into OneTradeJournal. We do not claim any intellectual property rights over your data. You grant us a limited, non-exclusive license to process your data solely for the purpose of providing the Service (including AI analysis). You may export your data at any time from your account settings in CSV or JSON format.

9. Intellectual Property

All content, features, design, source code, trademarks, logos, and functionality of the OneTradeJournal platform are the exclusive property of OneTradeJournal and are protected by Indian copyright, trademark, and other intellectual property laws. You may not copy, reproduce, modify, distribute, or create derivative works from any part of the Service without our prior written consent.

10. Limitation of Liability

To the maximum extent permitted by applicable law:

• OneTradeJournal shall NOT be liable for any trading losses, financial losses, or investment losses arising from your use of the Service or reliance on any information provided through the platform.
• We shall not be liable for any indirect, incidental, special, consequential, or punitive damages.
• Our total aggregate liability for any claims arising from or related to the Service shall be limited to the amount you paid us in the 12 months preceding the claim.
• The Service is provided "AS IS" and "AS AVAILABLE" without warranties of any kind, express or implied.

11. Indemnification

You agree to indemnify, defend, and hold harmless OneTradeJournal and its team from and against any claims, damages, losses, liabilities, costs, and expenses (including legal fees) arising from: (a) your use of the Service; (b) your violation of these Terms; (c) your violation of any applicable law or regulation; or (d) your trading or investment decisions.

12. Termination

By You: You may cancel your subscription and delete your account at any time from your account settings. Upon cancellation:

• Your access continues until the end of the current billing period.
• You will have 30 days after account deletion to request an export of your data.
• After 30 days, your data will be permanently deleted (subject to legal retention requirements).

By Us: We may suspend or terminate your account immediately if you breach these Terms, engage in fraudulent activity, or use the Service in a manner that harms other users or the platform. We will provide notice where reasonably possible.

13. Dispute Resolution

Any disputes arising from or relating to these Terms or the Service shall be resolved as follows:

1. Contact: First, contact us through our Contact page. We will acknowledge your complaint within 24 hours and endeavor to resolve it within 15 days.
2. Mediation: If the dispute is not resolved satisfactorily, either party may request mediation through a mutually agreed mediator in Mumbai, Maharashtra.
3. Arbitration: If mediation fails, the dispute shall be referred to binding arbitration in accordance with the Arbitration and Conciliation Act, 1996. The seat of arbitration shall be Mumbai, Maharashtra. The arbitration shall be conducted by a sole arbitrator mutually appointed by both parties, in English.

14. Governing Law & Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of India. Subject to the arbitration clause above, the courts of Mumbai, Maharashtra shall have exclusive jurisdiction over any legal proceedings arising from or related to these Terms or the Service.

15. Force Majeure

We shall not be liable for any failure or delay in performing our obligations under these Terms due to circumstances beyond our reasonable control, including but not limited to: natural disasters, pandemics, wars, government actions, exchange or market rulings, SEBI regulations, power failures, internet outages, cyberattacks, or failures of third-party service providers.

16. Severability & Waiver

If any provision of these Terms is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, the remaining provisions shall continue in full force and effect. Our failure to enforce any right or provision of these Terms shall not constitute a waiver of that right or provision.

17. Changes to Terms

We reserve the right to modify these Terms at any time. Material changes will be communicated via email and/or a prominent notice on the platform at least 15 days before taking effect. Your continued use of the Service after the effective date constitutes acceptance of the updated Terms. If you do not agree to the changes, you must stop using the Service and may request account deletion.

18. Contact Us

For questions about these Terms: